Louisville Magazine

FEB 2014

Louisville Magazine is Louisville's city magazine, covering Louisville people, lifestyles, politics, sports, restaurants, entertainment and homes. Includes a monthly calendar of events.

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Special Advertising Section New York Life Offers Secure Income During Retirement Many retirees spend years saving for retirement hoping they'll have enough money to enjoy life for years to come. These same folks are hesitant to spend that nest egg, though, because they are not sure how long they will need it to last. Plus, market volatility may have eaten away at some of the assets they were counting on during retirement Dan B. Santos, Sr., CLU, Agent, New York Life Insurance Company, offers clients a retirement income that is secure and one they can count on throughout retirement. A fxed immediate income annuity from New York Life provides retirees with a guaranteed lifetime income that is not affected by what happens in the fnancial markets. Santos explains how it works: "A retirement check is delivered monthly, for the rest of your life — no matter what." In addition, New York Life Guaranteed Lifetime Income Annuity offers a number of useful features including a cash refund option that returns any remaining premium to benefciaries. To learn more about annuities and the many other valuable products offered by New York Life, visit NewYorkLife.com or contact the local offce at (502) 420-2063. www.eclipsebank.com Dan Santos, Sr. and Dan Santos, Jr. Q: A: Is commercial Treasury Management reserved only for the largest clients? At Eclipse Bank, the same attention is available for small startup companies who want advice and assistance with setting up payables and receivables. With more than 15 years of helping clients with working capital management and liquidity, the Eclipse treasury management team lends their expertise, knowledge, experience and community connections to all clients.   - Sheryl Rainey, CTP, senior vice president, Treasury Management, Eclipse Bank Q: A: What makes your bank more flexible than some others? Our clients can actually meet the decision makers at American Founders Bank face to face, which provides the opportunity to thoroughly discuss multiple options or ideas to determine the precise needs of each individual customer or business. This allows us to specifcally tailor products for diferent needs. —Aubrey Hayden, vice president, Community Relationship Ofcer, American Founders Bank 2.14 LOUISVILLE MAGAZINE 59

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