SPECIAL ADVERTISING SECTION
and we'd like to participate in this demographic trend," says Upton. Healthcare REITs enable investors to own the hospitals, doctors' RIÀFHV QXUVLQJ KRPHV HWF ZKHUH the aging population will need future care. Investors can also participate in the lease income of these medical facilities while the properties are managed by real estate professionals.
Business Development Corporations (BDCs) The Federal Reserve has made every effort to keep interest rates at near historical lows for the past several years. However, Lamkin and other ÀQDQFLDO SURIHVVLRQDOV EHOLHYH WKHVH rates will eventually rise. Business Development Corporations (BDCs) now offer individual investors access WR ÁRDWLQJ UDWH SULYDWH GHEW ZKLFK Lamkin advocates as a great way to capitalize on this forecast for eventually rising rates. In addition to receiving a portion of the interest payments being made by these companies, investors could also participate in capital appreciation should the economy improve.
Structured Products Structured products are packaged investments that generally provide a range of unique risk reduction and GLYHUVLÀFDWLRQ VWUDWHJLHV WR UHWDLO LQYHVWRUV 0DQ\ RIIHU VLJQLÀFDQW if not 100 percent, downside protection while providing either interest payments or a degree of participation in the performance or an index, such as the S&P; 500, says Upton. This allows investors the potential to participate in the returns of various underlying investments without subjecting them to the volatility and the potential downsides of owning the underlying investment outright.
Dan B. Santos, CLU & Daniel B. Santos Jr., CLU, MA Agents
dsantos@ft.newyorklife.com
New York Life Insurance Company 9300 Shelbyville Road, Suite 1250 Louisville, KY 40222 (502) 327-8589 dsantos@ft.NewYorkLife.com
www.lmedfcu.org 2.12 LOUISVILLE MAGAZINE [69]